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Fintech and the Innovation Trilemma
(Georgetown Law Journal, 2019)
Whether in response to roboadvising, artificial intelligence, or crypto-currencies like Bitcoin, regulators around the world have made it a top policy priority to supervise the exponential growth of financial technology ...
Too-Big-to-Fail Shareholders
(Minnesota Law Review, 2018)
To build resilience within the financial system, post-Crisis regulation relies heavily on banks to fund themselves more fully by issuing equity. This reserve of value should buttress failing banks by providing a mechanism ...